Top 10 Best Auto Insurance Companies of 2020. - Shiva Technical

Top 10 Best Auto Insurance Companies of 2020.

top auto insurance companies

Top 10 Best Auto Insurance Companies of 2020.

If you want the best protection money can buy, then buying an auto policy and car insurance is one of the best top 10 best auto insurance companies of 2019.

By purchasing a high-quality policy from a reputable provider, you will get mental peace and protection from life-changing financial losses.

In addition to policies tailored to your unique insurance needs, the best car insurance companies generally offer superior customer service, an up-to-date website where you can pay your bills or your policy details, and a top Can investigate claims. A process that makes recovering from an auto accident as smooth as possible.

To find out which companies to uncover, we looked at several auto insurance related studies, including J. D. Power’s Auto Claims Satisfaction Study.

From those studies, we assigned several companies, which were highly ranked across the board.

What Are The Best Auto Insurance and Car Insurance Companies of 2020?

Top 10 Best Auto Insurance Companies of 2020.

ProgressiveBest DiscountsGet Quotes
QuoteWizardBest For Comparing QuotesGet Quotes
State FarmBest Mobile AppGet Quotes
EsuranceBest Custom PoliciesGet Quotes
Liberty MutualGreat Customer ServiceGet Quotes
Allstate InsuranceOverall User ExperienceGet Quotes
USAABest MilitaryGet Quotes
Auto-Owners InsuranceBest Individual AgentsRead More
The HartfordBest Claims ManagementRead More
GEICOBest For Additional RidersGet Quotes

Because car insurance has become such a competitive space, shopping around for the best automobile insurance rates is crucial.

One company might charge higher rates due to your age or driving history, another might offer special discounts based on an entirely different set of criteria.

When your goal is finding the best policy at an attractive price, it pays to compare several of the highest rated companies side by side.

Select your state to get started

Progressive

Progressive Insurance is a well-known company with a large base of customers and strong reviews. According to a recent study by JD Power on insurance companies and how they handle claims, they came in extremely competitive when it comes to pricing, among other things.

Did you know Progressive has more than 18,000,000 drivers insured today? This means roughly 1 in 10 drivers in America has chosen Progressive over all the others.

Stack on an exquisite lineup of discounts like the safe driver discount, pay-in-full discount, a multi-car discount, their multi-policy discount, and more, and you’ve got quite a front-runner.

Not enough?

top auto insurance companies

How about bundling your home and auto to save another 5%?

How about their Snapshot® program to let all you safe drivers take advantage of even more savings?

How about the ability to literally Name Your Price®?

Other benefits Progressive offers include plenty of opportunities to save and a solid online presence (#1 rated website).

9.8 / 10 – Excellent

VIEW RATES Best Auto Insurance Companies

  • Trusted by Over 18,000,000 drivers
  • Competitive rates, tons of discounts (safe driver, pay-in-full, multi-car, multi-policy, quoting online & more)
  • Name your price Tool®
  • Bundle auto & property to save 5%
  • Snapshot® is a program that personalizes your rate based on how YOU drive.
  • Loan/lease payoff coverage, roadside assistance & strong financial ratings

Progressive Pros:

  • Plenty of available discounts and highly competitive pricing
  • Great online presence
  • Loan or Lease payoff program
  • Roadside assistance
  • Strong company financial ratings
  • Motorcycle coverage

QuoteWizard

One mistake many consumers make when they are shopping for Car Insurance is not comparing rates.

It’s often cumbersome to shop a lot of companies, which is why we suggest visiting QuoteWizard.com. QuoteWizard is the largest independent insurance lead company in the United States that offers a tool which can help you get several quotes all at once.

If you decide to use QuoteWizard, they make it extremely simple to find auto insurance plans to meet your needs.

They’ll get your zip code since rates vary by location and then collect information about your car’s make and model. You’ll be able to add additional vehicles if you’d like to bundle (and save up to 20%).

Finally, they’ll ask for information such as your name and email before providing you with the best providers available in your area for your vehicle(s).

9.7 / 10 – Excellent
VIEW RATES
  • QuoteWizard Comparison Platform saves an average of $65 a month
  • Millions served since 2006
  • No personal information required for quotes
  • Get low rates from top companies
  • Over 43,000 local insurance agents

QuoteWizard Pros:

One mistake many consumers make when they are shopping for Car Insurance is not comparing rates.

It’s often cumbersome to shop a lot of companies, which is why we suggest visiting QuoteWizard.com. QuoteWizard is the largest independent insurance lead company in the United States that offers a tool which can help you get several quotes all at once.

If you decide to use QuoteWizard, they make it extremely simple to find auto insurance plans to meet your needs.

They’ll get your zip code since rates vary by location and then collect information about your car’s make and model. You’ll be able to add additional vehicles if you’d like to bundle (and save up to 20%).

Finally, they’ll ask for information such as your name and email before providing you with the best providers available in your area for your vehicle(s).

9.7 / 10 – Excellent

VIEW RATES

  • QuoteWizard Comparison Platform saves an average of $65 a month
  • Millions served since 2006
  • No personal information required for quotes
  • Get low rates from top companies
  • Over 43,000 local insurance agents

QuoteWizard Pros:

  • Many people don’t take the time to properly compare rates on car insurance. Fortunately, there’s a service like QuoteWizard.
  • Save time and money in a matter of minutes

State Farm

Founded in 1922, State Farm Insurance has a history of financial stability and customer service satisfaction.

With physical offices and agents dispersed throughout the country, State Farm is also known for offering individual service that simply cannot be matched by online-only firms.

According to the Insurance Information Institute, State Farm is the number one writer of private passenger auto insurance, with over $40 million of premiums written.

The company’s biggest benefits include its brick-and-mortar stores and agents, the many discounts it offers, and its strong mobile app.

State Farm also makes it easy and painless to get quotes online, which means you don’t have to head into a local office if you don’t want to.

State Farm Pros:

  • Local offices and agents provide in-person help
  • Great mobile app and website
  • Plenty of discounts available

Esurance

One of the main advantages of buying auto insurance through Esurance (owned by Allstate) is you have the control and flexibility to build a policy which fits your needs.

Esurance was one of the first companies to start selling directly to the customer instead of going through an agent.

They have made it incredibly simple to customize your plan, get a quote, and get approved for protection. The problem with all the customization and convenience is it’s going to come at a price.

Esurance says they are the “insurance for the modern world,” and they truly are. They let anyone get a quote as long as you have an internet connection.

The days of going into an insurance office are long gone. Now you can get an insurance policy without having to spend hours on the phone.

Esurance Pros:

Liberty Mutual Insurance

Founded in 1912, Liberty Mutual Insurance insures more than 1.5 million vehicles and has some of the top customer service ratings.

In J.D. Power’s 2018 Insurance Shopping Survey, Liberty Mutual was ranked “better than most” it the categories of Policy Offerings, Local Agents, and Insurer Website, a few of the company’s standout features.

Liberty Mutual Pros:

  • 24-hour claims service
  • Great standard coverage, as well as the option to add:
    • Accident forgiveness: Your insurance rates won’t go up when you’re involved in your first accident.
    • New car replacement: If you total your car when it’s less than a year old and has fewer than 15,000 miles, they’ll reimburse you the cost of a new car, not just the depreciated value.
    • Better car replacement: You’ll be reimbursed for a car that is one model year newer and 15,000 fewer miles than your totaled car.
    • Deductible fund: Reduce your deductible by $100 when you add this feature, and then another $100 every year after that.

Liberty Mutual Cons:

  • Policies can be expensive if you are purchasing a single policy.

Allstate Insurance

If you’re looking for a car insurance company that offers high-quality insurance policies with the opportunity for discounts, Allstate Insurance should be on your short list.

Allstate received fairly high ratings across studies mentioned in this article, with its highest marks received from customers who reported a positive rental car experience.

Allstate Insurance offers the best of both worlds when it comes to the user experience. With brick and mortar offices and agents placed all over the country plus a user-friendly and helpful website, customers have the opportunity to get in-person help or access information online at any time.

Allstate Pros: 

  • Most areas have a physical office and local agents
  • Multiple opportunities for discounts for bundling, anti-theft devices, and passive restraint
  • Consumer-friendly website

Allstate Cons:

  • Several comparable companies received higher ratings across the board
  • Can be expensive if you don’t bundle policies

USAA

USAA received extremely high marks from J.D. Power’s Claims Satisfaction Survey, including 5/5 in overall customer satisfaction.

In addition, USAA customers were extremely satisfied with their final settlement after an accident, which is one of the most important indicators or a high-quality insurance company.

The biggest downside to USAA is that it is only available to members or former members of the United State military and their close family members. So, if you’re in the general public, you won’t have the opportunity to buy a policy from USAA.

USAA Pros:

  • Top ratings, including overall customer satisfaction
  • Superior customer service
  • Diverse policy options to meet anyone’s needs

Auto-Owners Insurance

While Auto-Owners Insurance keeps a fairly low profile, they receive extremely high marks across the board. In fact, J.D. Power awarded it “better than most” or “among the best” in every category in its 2018 Insurance Shopping Study.

That puts Auto-Owners Insurance ahead of the pack in terms of overall customer satisfaction whenever a claim is filed.

The fact that Auto-Owners Insurance has been around since 1916 should also put consumer’s minds at ease. During that time, they have exhibited financial stability consistently.

Auto-Owners Insurance also has 6,300 independent agents, meaning you can buy your policy directly from an individual who understands your needs.

Auto-Owners Insurance Pros:

  • High ratings for customer service and claims experiences
  • Individual agents who care
  • Variety of discounts available

Auto-Owners Insurance Cons:

  • Policies can be expensive if you don’t qualify for discounts
  • Website isn’t as user-friendly as it could be

The Hartford

With more than 200 years of history in business, The Hartford has built an excellent reputation for customer service and claims processing. As of today, the company is still receiving high marks from companies like J.D. Power.

In the 2018 Insurance Shopping Study Auto Claims Satisfaction study, The Hartford received excellent marks (4/5 or 5/5) in every category but having a local agent.

Although The Hartford is an old company, they still offer some of the best technology in the business. Using their website, you can shop around for and even apply for a new policy. Plus, you’ll have 24/7 access to agents either on the phone or online.

The Hartford Pros:

  • Multiple policy discounts
  • Top ratings for claims management
  • Guaranteed renewals of your policy as long as you can drive

The Hartford Cons:

  • Low ratings for service experiences during the claims process
  • The best benefits go to AARP members

GEICO

Who hasn’t heard of GEICO? Their lizard-like mascot is one of the most recognizable insurance company spokesmen (spokes-lizard?). Just because they are one of the most recognizable doesn’t mean they are the best option.

They have a quote tool you can use on their website to determine how much you’ll pay for your plan. You can also submit a claim or make a payment through their website as well.

As far as ratings are concerned, J.D. Power gave GEICO average to above average marks in every category.

There are a lot of benefits of having an auto insurance policy through GEICO. You’ll have access to several additional coverages you can add:

  • Emergency roadside assistance
  • Breakdown coverage
  • Ridesharing insurance
  • Auto Repair Xpress

All of these benefits are going to impact your monthly premiums. Some of them are more affordable than others, but they can be a great way to get the most out of your auto insurance coverage.

GEICO Pros:

  • Additional riders
  • Excellent customer reviews

GEICO Cons:

  • Not the most affordable option
  • Difficult claim process

How to pick a policy with the best auto insurance companies

Knowing which companies received the highest marks year after year is just part of the battle.

Beyond researching the best auto insurance companies on the market, you’ll also need to decide which type of policy to buy – and how much coverage you really need. On top of those factors, you’ll need to consider how high your deductible should be.

Consumer Reports offers an extremely helpful guide that highlights the steps you can take to find the best policy for your needs. Even if you’re fairly happy with your policy, they suggest shopping around to compare rates at least every two or three years.

That way, you have a good idea of where car insurance rates are headed and how much you could save if you switch. Plus, it never hurts to shop around. Based on your age, your driving record, and other factors, the policy you have now could be considerably cheaper if you switched firms.

Here are some tips to consider as you shop around and compare policies:

1. Pick a top-rated insurer

By checking auto insurance ratings, you gain insight from each company’s existing customer base.

Consumer Reports suggests reading through the most recent auto insurance claims and satisfaction studies to see which companies consistently come out on top.

2. Set the right deductible

No matter whether you buy liability coverage or full coverage for your vehicle, you need to pick a deductible that meets your needs.

Consumer Reports suggests choosing a higher deductible if you want to save on monthly premiums but setting a lower deductible if you want to avoid a large out-of-pocket expense in the event of a car accident.

“If you have a good driving record and haven’t had an at-fault accident in years, or ever, opting for a higher deductible on collision coverage might be a good bet,” writes Consumer Reports.

Just remember to keep that much cash on hand in case you need it.

3. Don’t buy state minimum coverage if you truly want a high-quality auto policy

While state minimum coverage is less expensive in the short-term, it can prove extremely costly if you have a claim that far exceeds the cap on the policy you purchased.

By investing in a policy that offers more generous coverage limits, you can save yourself some heartache and protect your personal property in the event of a costly accident.

4. Ask friends and family for recommendations

While reading auto insurance provider reviews and ratings is a smart move, you can also ask family and friends for their recommendations.

General ratings can help you gauge the quality of any company; however, personal reviews tend to hold more weight. Ask friends and family members whether they have had a good experience with their auto insurer before you purchase a policy.

You may be able to nail down the best insurer for your needs based on the suggestions of others.

5. Get quotes from multiple companies

If you’ve read plenty of insurance company reviews and still can’t decide, it might help to get several quotes to compare. Depending on where you live and other factors, one company could offer a much better deal on auto insurance than the rest.

In this scenario – where one company is much cheaper overall – you should figure out why the price is so affordable. Are you comparing apples to apples?

6. Compare similar policies

Speaking of an “apples to apples” comparison, this part of your search is crucial. To find the right auto insurance company and policy for your needs, you need to compare similar auto insurance policies among multiple providers.

This means comparing policies with the same levels of coverage and a similar deductible.

How to choose car insurance coverage limits

While you can buy a similar level of auto insurance coverage from multiple insurers, it might be wise to tailor your policy to your specific needs. The higher your coverage limits, the more you’ll generally pay for your premiums.

However, having higher coverage limits also means more security in the event of a catastrophic accident. The same is true for your deductible as well; with a lower deductible, you’ll pay a lot less out-of-pocket if an accident should occur.

On the flip side, you’ll pay higher premiums to have a lower annual deductible.

As you navigate the intricacies of comparing policies among different insurers, it’s important to decide on the coverage limits you’re comfortable with as well.

Before purchasing your new auto insurance policy:

1. Consider your assets

If you own your home and have plenty of other assets, you should consider buying a policy with higher coverage limits than what is normally offered. For more peace of mind, consider buying the top tier of auto coverage to protect your family.

With more coverage in place, you can ensure you won’t run out of coverage in the event of a catastrophic accident – or worse, get sued by someone who plans to go after your assets in court.

Of course, some people also buy a generic umbrella policy to kick in in times like these. With an umbrella policy, you’ll have additional coverage to tap into if your auto insurance policy’s limits have been reached, or if someone sues you in a court of law.

2. Take your car payment into account

If you paid cash for your car or paid it off slowly over time, it’s your right to choose an auto insurance policy with any limits you desire. If you financed your car and still owe money, on the other hand, your lender might dictate the type of policy you have to buy.

Most lenders who carry auto loans will require you to add comprehensive coverage with collision benefits to your policy. This type of coverage is definitely more expensive, but it will help defray the costs if you should damage or total your car while you’re still making payments.

Gap coverage is another type of coverage that will “bridge the gap” between what your car is worth and how much you owe. Since many newer cars tend to lose value quickly, this type of coverage can be a smart purchase towards the beginning of your auto loan.

3. Figure out what kind of driver you are

If you’re a reliable driver who has never been in an accident, having the highest levels of coverage may be the last thing on your mind.

If you’re not a great driver or have been in several accidents, on the other hand, you may be keenly aware of just how important those coverage limits are.

At the end of the day, the type of driver you are and how often you drive may play a part in the coverage limits you select.

If you drive infrequently, you may be more comfortable with lower or average limits. If you drive at high-risk times or commute back and forth to work, on the other hand, more or better coverage might help you sleep better at night.

4. Decide how much you can afford to pay if you have an accident

Coverage limits play a huge role in how much your auto insurance premiums cost, but so will your deductible. Since you’ll be required to pay your deductible in full to access your insurance benefits after an accident, it’s important to make sure your deductible is affordable enough you can cover it with your savings.

The right auto policy for your needs will have the right combination of healthy coverage limits with an annual deductible you can actually afford.

Want the lowest auto insurance rates? Do this.

While auto insurance rates are extremely competitive, they still vary widely depending on the company you use and the type of policy you purchase. With that being said, there are still plenty of ways to keep your costs lower than average.

Consider these tips if price is an important consideration:

1. Ask about discounts

Some of the best car insurance companies offer discounts on anything from bundled policies to good credit, zero claims, theft protection devices, and more.

Others offer discounts for paying your six-month premium in-full or installing an electronic device that lets the company monitor your driving habits over the long haul.

Allstate Insurance, for example, offers Drivewise – a discount program for customers who install a tracking device into their vehicle. By letting Allstate monitor your driving habits, you can qualify for a discount of up to 30 percent.

2. Take advantage of low mileage discounts

If you work at home or have a short commute to work, some car insurance firms will extend a discount. Low mileage discounts can also apply if you carpool to work and share miles and expenses.

Qualifying for a low mileage discount may require you to prove how much you drive each year. Further, each auto insurance company has their own limits on how many miles you can rack up and still qualify for this discount.

The best way to find out if you qualify for a low mileage discount is to ask your auto insurance agent when you apply for coverage – or even after you qualify.

3. Shop around

If your goal is saving money, the most important step in your search for car insurance is shopping around. Auto insurance rates can easily vary by hundreds of dollars per year with the same car and driver.

If you want the best shot at affordable rates, it’s crucial to shop around with at least 5-6 auto insurance firms.

Fortunately, shopping around online or over the phone is easy. Most of the time, a quick phone call or online inquiry is all it takes to get a handful of new auto insurance quotes in minutes.

Make sure to shop with private companies and insurance brokers who may be able to offer a car insurance quote from different insurers.

Also, don’t base your decision on price alone. Where securing an affordable policy is important, the quality of your auto insurance policy is equally crucial.

Buying a cut-rate policy won’t leave you better off if you get in a wreck and really need coverage. When shopping for a policy, you should focus on price and value.

4. Consider raising your deductible

Whether you’re shopping around for a new auto insurance policy or planning to keep the one you have, raising your annual deductible is a smart way to save on your monthly premiums.

If you want a $500 deductible to access your auto coverage, your insurance will be more expensive than if you chose a $1,000 deductible from the start. To save money, you should choose the highest deductible you can reasonably afford to pay.

If you do choose to go with a higher deductible, make sure you keep enough cash on hand to cover it at any time.

If you have a $1,000 deductible on your auto policy, for example, you should set aside at least that much in an account – or make sure you keep enough cash to cover your deductible in your regular emergency fund.

5. Reduce coverage on older cars

While you might consider full coverage on your cars, that doesn’t mean you need it. Where full coverage is smart on newer cars, liability insurance coverage may be a smarter move for older, paid-off models.

To find your break-even point, check out how much your car is actually worth on a website like Kelley Blue Book.

If the cost of full coverage on your car is nearly as much as the car is worth itself, converting your policy to liability only can help you save money without jeopardizing your financial life.

6. Keep your credit in good shape

Most of the best auto insurance companies check your credit before they extend a new policy.

If your credit is excellent, this will only help you get the best auto insurance rates. If your credit is poor, on the other hand, you might be asked to pay a whole lot more.

To keep your credit in good health, check your credit score and report frequently.

While Credit Karma lets you see an estimate of your credit score for free at any time, AnnualCreditReport.com is a government-approved website that lets you see your full credit report from all three credit reporting agencies once per year for free.

7. Keep insurance costs in mind when you choose a car

The newer your car is, the more expensive your car insurance premiums will likely be. Also, consider the fact that some car models with expensive replacement parts can cost more to insure regardless of age.

Consumer Reports suggests asking your car dealer to show you the “Relative Collision Insurance Cost Information Booklet,” produced annually by the National Highway Traffic Safety Administration.

That way, you’ll be in the best position to avoid models with insurance costs that are higher than most.

The Bottom Line

When shopping around on the best deal for auto insurance, it’s important to look at more than just premiums.

The best auto insurance companies should offer more than affordability – they should also receive good ratings and reviews from their existing customer base, the same goes for life insurance, burial insurance, and health insurance.

The best way to find this out is to complete some research on your own. Look at some of the recent studies completed and read through them, then read as many online reviews as you can find.

Also, make sure to shop around and compare rates among the handful of companies you feel comfortable with. The more you shop around and compare, the better off you’ll be.

 

14 thoughts on “Top 10 Best Auto Insurance Companies of 2020.

  1. hello everyone. I am planning to start a website with my partner in Australia. But now, later, we get know that a website with the same concept is already exist in UK and they have patent themselves. so does this can cause us a problem. second thing is how we can set the term and conditions and privacy policy. I would be very grateful for your response. thank you.

  2. Hi,

    I wanted to share some very important news that has been spreading around the internet concerning our future well being.

    We are approaching a future of a one-world cashless society in which they will mandate us to have an RFID microchip implanted in our body. This chip will contain all our personal information and we will lose much more of our privacy because of the tracking capabilities.

    More importantly, did you know that this was all prophesied almost 2000 years ago by a man named Jesus? Don’t believe me? Keep reading…This may be the most important thing you will ever read.

    “He (the false prophet) causes all, both small and great, rich and poor, free and slave, to receive a mark on their right hand or on their foreheads, and that no one may buy or sell except one who has the mark or the name of the beast, or the number of his name.

    Here is wisdom. Let him who has understanding calculate the number of the beast, for it is the number of a man: His number is 666” (Revelation 13:16-18).

    Revelation 13:16-18 is speaking of the end times, and this could only be speaking of a cashless money society, which we have yet to see, but are heading towards. Why? Because we could still buy or sell without receiving the mark among one another if physical money was still currency. It logically deduces itself to this reason.

    This mark could not be spiritual, because the word references two different physical locations stating one “OR” the other.

    This is where it really starts to come together. It is shocking how accurate the Bible is concerning this RFID microchip. These are notes from a man named Carl Sanders who worked with a team of engineers to help develop this RFID microchip in the 90’s.

    “Carl Sanders sat in seventeen New World Order meetings with heads-of-state officials such as Henry Kissinger and Bob Gates of the C.I.A. to discuss plans on how to bring about this one-world system. The government commissioned Carl Sanders to design a microchip for identifying and controlling the peoples of the world—a microchip that could be inserted under the skin with a hypodermic needle (a quick, convenient method that would be gradually accepted by society).

    Carl Sanders, with a team of engineers behind him, with U.S. grant monies supplied by tax dollars, took on this project and designed a microchip that is powered by a lithium battery, rechargeable through the temperature changes in our skin. Without the knowledge of the Bible (Brother Sanders was not a Christian at the time), these engineers spent one-and-a-half-million dollars doing research on the best and most convenient place to have the microchip inserted.

    Guess what? These researchers found that the forehead and the back of the hand (the two places Revelation says the mark will go) are not just the most convenient places, but are also the only viable places for rapid, consistent temperature changes in the skin to recharge the lithium battery. The microchip is approximately seven millimeters in length, .75 millimeters in diameter, about the size of a grain of rice. It is capable of storing pages upon pages of information about you. All your general history, work history, crime record, health history, and financial data can be stored on this chip.

    Brother Sanders believes that this microchip, which he regretfully helped design, is the “mark” spoken about in Revelation 13:16–18. The original Greek word for “mark” is “charagma,” which means a “scratch or etching.” It is also interesting to note that the number 666 is actually a word in the original Greek. The word is “chi xi stigma,” with the last part, “stigma,” also meaning “to stick or prick.” Carl believes this is referring to a hypodermic needle when they poke into the skin to inject the microchip.”

    Mr. Sanders asked a doctor what would happen if the lithium contained within the RFID microchip leaked into the body. The doctor replied by saying a terrible sore would appear in that location. This is what the book of Revelation says:

    “And the first(Angel) went, and poured out his vial on the earth; and there fell a noisome and grievous sore on the men which had the mark of the beast, and on them which worshipped his image” (Revelation 16:2).

    The Bible tells us we cannot buy or sell without the mark of the beast, or the number of its name. This number is identified as 666. The Bible tells us to calculate the number 666. How do we calculate 666?

    This is where it gets really interesting. Calculating the number 666 has been long debated throughout the centuries, but has now been revealed in these last days by God. What I will show you confirms itself with the Bible the true meaning to calculate 666.

    Throughout the Bible, God uses the number 3 as confirmation of things. Here are a few examples:

    “For there are three that bear witness in heaven: the Father, the Word, and the Holy Spirit; and these three are one” (1 John 5:7 NKJV).

    “and that He was buried, and that He rose again the third day according to the Scriptures” (1 Corinthians 15:4 NKJV).

    “…Holy, holy, holy, Lord God Almighty, Who was and is and is to come!” (Revelation 4:8 NKJV).

    Now what is interesting is the the mark of the beast is described in detail in three separate verses (Revelation 13:16,17,18), and each verse lists three different examples of the given topic. The last three being the number 6 being used three times in a row. This is a key point to unlocking how to calculate the number 666.

    What does it mean to count? It means to add up. So how could we add up 666? Remember my previous point about God confirming in threes. So logically, what would be the best way to count the number 666? To count it equally in threes based off the number. We cannot count it equally as 600+60+6, this would also bring us back to the start. We cannot count it as 600+600+600, or 60+60+60, because there are no zeroes in between or at the end of 666. The only logical option is 6+6+6=18. What is interesting is that the verse that reveals for us to count the number itself is verse 18, being the third verse out of three verses that describe the mark of the beast. What is 18 divided by 3? 6. So 3×6=18, or 6+6+6=18.

    Another interesting point is the only two other combinations (making a total of three possible combinations) for placing a “+” symbol in between the 6’s are 66+6=72, and 6+66=72. Add both 72’s together and you get 144. Why the number 144 is interesting is because the verse following Revelation 13:18 is the first time in the Bible where the 144,000 are being described in detail:

    “Then I looked, and behold, a Lamb standing on Mount Zion, and with Him one hundred and forty-four thousand, having His Father’s name written on their foreheads…” (Revelation 14:1).

    Now if you add up all three numbers by counting 666 by moving the “+” symbol around in all three possible combinations, it would be 72+72+18=162. What is interesting about the number 162, is, if you divide 144,000 by 162, you get 888. The name of Jesus in Greek gematria adds up to 888. The New Testament was orignally written in Greek. Revelation 14:1 not only mentions the 144,000, but also the Lamb who is Jesus.

    Now what is interesting about the number for Jesus, 888, is that if you apply this same formula, you get 8+8+8=24. Why the number 24? Revelation chapter 4 tells us there are 24 elders seated around the throne of God. This is the same throne where Jesus sits:

    “Immediately I was in the Spirit; and behold, a throne set in heaven, and One sat on the throne. And He who sat there was like a jasper and a sardius stone in appearance; and there was a rainbow around the throne, in appearance like an emerald. Around the throne were twenty-four thrones, and on the thrones I saw twenty-four elders sitting, clothed in white robes; and they had crowns of gold on their heads” (Revelation 4:2-4).

    Now if you take 8+8+8=24, and 8+88=96, and 88+8=96, you get 24+96+96=216. Take 144,000 divided by 216 and you get 666. Remember that this was the same exact formula to get the number 162 out of counting 666 that brought about the number 888 when dividing 144,000 by 162. It is perpetual.

    With using the same formula of counting by adding the “+” symbol in between the numbers, why do all these numbers relate in such a way?

    Another interesting point to note is that if you add up all the numbers from 1 to 36, it totals 666. The number 36, as in three sixes? Could this be a hint that we should add up three sixes instead of perceiving the number as six-hundred sixty six?

    So what could this mean? Well we know in this world we are identified by numbers in various forms. From our birth certificate to social security, as well as our drivers license, being identified based on a system of ruler ship. So it is possible that this RFID microchip will contain a new identification that has a total of 18 characters.

    Could this be the name of the beast, the number of its name? The one-world beast system that is identified by 18 characters? This would fit scripture that speaks of a mark that we must have to buy or sell in our right hand or forehead, and that it also contains the number of the beast, during a future cashless money society.

    Go to: http://voice-truth.com to see all the proof!

    The Bible warns us in the end times that a false prophet will rise up doing miracles to deceive many to receive this mark:

    “Then the beast was captured, and with him the false prophet who worked signs in his presence, by which he deceived those who received the mark of the beast and those who worshiped his image” (Revelation 19:20).

    No matter the cost, DO NOT TAKE IT!

    “Then a third angel followed them, saying with a loud voice, “If anyone worships the beast and his image, and receives his mark on his forehead or on his hand, he himself shall also drink of the wine of the wrath of God, which is poured out full strength into the cup of His indignation. He shall be tormented with fire and brimstone in the presence of the holy angels and in the presence of the Lamb. And the smoke of their torment ascends forever and ever; and they have no rest day or night, who worship the beast and his image, and whoever receives the mark of his name” (Revelation 14:9-11).

    We are living in very prophetic times with major Biblical prophecies being fulfilled. When Donald Trump recognized Jerusalem as capital of Israel in December of 2017, this was a big step to bring about the Third Temple prophesied in the Bible.

    The Bible tells us that the Antichrist will seat himself in this temple:

    “…and the man of sin is revealed, the son of perdition, who opposes and exalts himself above all that is called God or that is worshiped, so that he sits as God in the temple of God, showing himself that he is God” (2 Thessalonians 2:3-4).

    In the Islamic religion, they have man called the Mahdi, known as their messiah who they are waiting to appear. There are many testimonies from people online who believe this man will be Barack Obama who is to be the biblical Antichrist. I myself have had strange dreams about him. He came on stage claiming to be a Christian with no affiliation to the Muslim faith, but was later revealed by his own family members that he indeed is a devout Muslim.

    His real name is said to be Barry Soetoro, and he had his name changed to Barack Obama. But why?

    Jesus says, “And He said to them, ‘I saw Satan fall like lightning from heaven'” (Luke 10:18).

    In Hebrew, the word Barack means “lightning”, and the use of Bama (Strongs Hebrew word 1116) is used to refer to the “heights” of heaven.

    The day following the election of Barack Obama (11/04/08), the winning pick 3 lotto numbers in Illinois (Obama’s home state) for 11/5/08 were 666.

    Obama was a U.S. senator for Illinois, and his zip code was 60606.

    Regardless, whoever seats himself in that Third Temple in Jerusalem declaring himself to be God IS THE ANTICHRIST. DO NOT BE DECEIVED.

    Why do we need Jesus?

    “for all have sinned and fall short of the glory of God” (Romans 3:23).

    “For the wages of sin is death, but the gift of God is eternal life in Christ Jesus our Lord” (Romans 6:23).

    Our good works cannot save us. If we step before a judge, being guilty of a crime, the judge will not judge us by the good that we have done, but rather the crimes we have committed. If we as fallen humanity, created in God’s image, pose this type of justice, how much more a perfect, righteous, and Holy God?

    God has brought down His moral law’s through the 10 commandments given to Moses at Mt. Siani. These laws were not given so we may be justified, but so that we may see the need for a savior. They are the mirror of God’s character of what He has put in each and every one of us, with our conscious bearing witness that we know that it is wrong to steal, lie, dishonor our parents, and so forth.

    We can try and follow the moral laws of the 10 commandments, but we will never catch up to them to be justified before a Holy God. That same word of the law given to Moses became flesh over 2000 years ago in the body of Jesus Christ. He came to be our justification by fulfilling the law, living a sinless perfect life that only God could fulfill.

    The gap between us and the law can never be reconciled by our own merit, but the arm of Jesus is stretched out by the grace and mercy of God. And if we are to grab on, through faith in Him, He will pull us up being the one to justify us. As in the court of law, if someone steps in and pays your fine, even though you are guilty, the judge can do what is legal and just and let you go free. This is what Jesus did almost 2000 years ago on the cross. It was a legal transaction being fulfilled in the spiritual realm by the shedding of His blood, with His last words being, “…It is finished!…” (John 19:30).

    Now why did Jesus have to die for us?

    Because God is Holy and just, the wrath that we deserve could not go unnoticed. Through the perfect righteousness and justice of God’s character, it must be dealt with, it must be quenched and satisfied.

    For God has no pleasure in the death of the wicked (Ezekiel 18:23). This is why in Isaiah chapter 53, where it speaks of the coming Messiah and His soul being a sacrifice for our sins, why it says it pleased God to crush His only begotten Son.

    This is because the wrath that we deserve was justified by being poured out upon His Son. If that wrath was poured out on us, we would all die and go to hell. God created a way of escape by pouring it out on His Son who’s soul could not be left in Hades, but was raised and seated at the right hand of God in power.

    So now when we put on the Lord Jesus Christ (Romans 13:14), God no longer see’s the person who deserves His wrath, but rather the glorious image of His perfect Son dwelling in us, justifying us as if we received the wrath we deserve, making a way of escape from the curse of death.

    Now what we must do is repent and trust in the savior, confessing and forsaking our sins. This is not just a head knowledge of believing in Jesus, but rather receiving His words, taking them to heart. Where we no longer live to practice sin, but rather turn from our sins and practice righteousness:

    “Do you not know that the unrighteous will not inherit the kingdom of God? Do not be deceived. Neither fornicators, nor idolaters, nor adulterers, nor homosexuals, nor sodomites, nor thieves, nor covetous, nor drunkards, nor revilers, nor extortioners will inherit the kingdom of God. And such were some of you. But you were washed, but you were sanctified, but you were justified in the name of the Lord Jesus and by the Spirit of our God” (1 Corinthians 6:9-11).

    By doing so we may become transformed into the image of God through faith in His Son Christ Jesus Who is willing to give the Holy Spirit to those who ask of Him:

    “Most assuredly, I (Jesus) say to you, unless one is born of water and the Spirit, he cannot enter the kingdom of God. That which is born of the flesh is flesh, and that which is born of the Spirit is spirit. Do not marvel that I said to you, ‘You must be born again.’ (John 3:5-7).

    “But you are not in the flesh but in the Spirit, if indeed the Spirit of God dwells in you. Now if anyone does not have the Spirit of Christ, he is not His” (Romans 8:9).

    What are you waiting for? Our Father in heaven only wants the best for us, restoring everything this world has stolen from us. This is what it means to be “holy”. To be made whole.

    He is waiting to hear from you. That God given tongue to speak language, through faith, pray to Him, ask Him to forgive you by confessing your sins and be willing to forsake them; that you accept the sacrifice of His Son Jesus on the cross, and that you want His Holy Spirit living inside you transforming you into a child of God.

    Jesus says, “but whoever drinks of the water that I shall give him (the Holy Spirit) will never thirst. But the water that I shall give him will become in him a fountain of water springing up into everlasting life.”

    Did you know that Jesus spoke more about hell than anyone else, even more than He spoke about heaven?! For this very reason He came to die for us, to rescue us from this place that we deserve.

    He describes hell as a real place where,

    “Their worm does not die
    And the fire is not quenched” (Mark 9:44).

    And where,

    “There will be weeping and gnashing of teeth…” (Luke 13:28).

    Jesus tells us who to fear,

    “And do not fear those who kill the body but cannot kill the soul. But rather fear Him who is able to destroy both soul and body in hell” (Matthew 10:28).

    “Now I saw a new heaven and a new earth, for the first heaven and the first earth had passed away. Also there was no more sea. Then I, John, saw the holy city, New Jerusalem, coming down out of heaven from God, prepared as a bride adorned for her husband. And I heard a loud voice from heaven saying, ‘Behold, the tabernacle of God is with men, and He will dwell with them, and they shall be His people. God Himself will be with them and be their God. And God will wipe away every tear from their eyes; there shall be no more death, nor sorrow, nor crying. There shall be no more pain, for the former things have passed away.’

    Then He who sat on the throne said, ‘Behold, I make all things new.’ And He said to me, ‘Write, for these words are true and faithful.’

    And He said to me, ‘It is done! I am the Alpha and the Omega, the Beginning and the End. I will give of the fountain of the water of life freely to him who thirsts. He who overcomes shall inherit all things, and I will be his God and he shall be My son. But the cowardly, unbelieving, abominable, murderers, sexually immoral, sorcerers, idolaters, and all liars shall have their part in the lake which burns with fire and brimstone, which is the second death.'” (Revelation 21:1-8).

    Out of all the world religions, how can we be sure the Bible got it right? The scientific data has established and continues to support that the universe once had a beginning in which space, time and matter were created. Many know this as the big bang.

    “The non-biblical religions tell us that god or god’s create within space and time that eternally exist. The Bible stands alone and says that time and space don’t exist until God creates the universe.” – Astronomer (Phd) Hugh Ross

    The Bible not only got it right that space, time and matter all came into existence at the beginning of the universe, it also states in 7 different places that the universe is expanding thousands of years before scientists discovered these things.

    Did you know that the real Noah’s Ark was discovered in the location where the Bible told us it would be, as well as having the correct dimensions? As well as proof for the destruction of Sodom Gomorrah and the Exodus account of the Red Sea crossing?

    The Bible is the most translated and read book in the history of the world, full of predictive prophecies, matching what we find in the book of nature. Wouldn’t you expect God’s word to be so?

    This information and more can all be found here: http://voice-truth.com

    God loves you!

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